IHTESHAM KHAN, SAFFA, DR. ADNAN AHMAD. Microeconomic and Social Factors as Determinants of NonPerforming Loans: Based on Opinion of Pakistani Bankers. jbt [Internet]. 2021 Nov. 5 [cited 2026 Apr. 1];3(1):99-112. Available from: https://www.jbt.org.pk/index.php/jbt/article/view/64