IHTESHAM KHAN; SAFFA; DR. ADNAN AHMAD. Microeconomic and Social Factors as Determinants of NonPerforming Loans: Based on Opinion of Pakistani Bankers. Journal of Business & Tourism, [S. l.], v. 3, n. 1, p. 99–112, 2021. DOI: 10.34260/jbt.v3i1.64. Disponível em: https://www.jbt.org.pk/index.php/jbt/article/view/64. Acesso em: 1 apr. 2026.